BISP Digital Wallet System & Bank Account Payments – Full Guide 2025
In recent months, a major shift has started under the Benazir Income Support Programme (BISP): eligible women will now receive their payments directly into digital wallets or bank accounts. Gone are the days of standing in long lines outside campsites or facing thumbprint issues at shops. This article covers everything you need to know about how the new BISP Digital Wallet System and bank transfer payments work, who qualifies, and what steps you need to take right now.
If you’re confused about how to open an account, worried about biometric issues, or simply want to know how the 8171 payment system is changing, this detailed guide will clear up everything for you.
What Is the BISP Digital Wallet System?
The Digital Wallet System under BISP aims to provide a secure, direct, and cashless way for beneficiaries to receive their quarterly stipends. Instead of relying on agents or third-party payment points, eligible women can now receive their BISP payments in bank accounts or mobile wallets like JazzCash or Easypaisa (in pilot districts).
Key Features:
- Direct bank account transfer (Meezan, HBL, UBL, etc.)
- Easypaisa or JazzCash wallet payments (only in selected areas)
- Full control of funds by the beneficiary
- Avoids middlemen and fraud
- Allows ATM withdrawals or online transfers
Also Read: 9th Class Result 2025 – Check Online by Roll Number, SMS & Gazette
Eligibility Criteria for BISP Wallet & Bank Payment
Not all beneficiaries are currently part of this system. Here’s who qualifies:
| Criteria | Status |
| Must be an active BISP beneficiary | ✔️ |
| Biometric CNIC verification completed | ✔️ |
| Mobile SIM registered to your CNIC | ✔️ |
| Wallet or bank account created | ✔️ Required |
| Resident of pilot districts | ✔️ In rollout phase |
If you haven’t received an SMS from 8171 yet, it means your area might still be under traditional payment mode.
Which Banks Are Supporting BISP Wallet Payments?
As of August 2025, BISP has officially partnered with several banks for this transition. These banks allow female beneficiaries to open accounts easily with biometric CNIC verification.
Approved Banks for BISP Payment Transfers:
- HBL (Habib Bank)
- UBL (United Bank Limited)
- Meezan Bank
- Alfalah Bank
- Mobilink Microfinance Bank (JazzCash)
- Telenor Microfinance Bank (Easypaisa)
Each bank is working with local BISP offices to help women create zero-balance accounts for receiving their stipends.
Step-by-Step Guide: How to Activate BISP Bank Payment
Follow these steps to start receiving your BISP amount in a bank account or wallet:
- Get Verified by NADRA
Visit any NADRA office to ensure your CNIC has active biometric records. - Visit BISP Tehsil Office
Request to be shifted to the bank transfer payment model (if available in your area). - Open a Bank Account
Take your CNIC to any supported bank mentioned above and ask for a basic women’s account under BISP. - Link Your Account with BISP
Fill a simple form to authorize BISP to deposit your money into your account. - Receive Confirmation SMS from 8171
Once approved, you’ll start receiving your BISP payments directly into the account. - Withdraw Through ATM or App
Use your ATM card or mobile wallet app to withdraw funds.
Also Read: NADRA Biometric BISP 8171 Payment 2025 – Full Guide to Fix Issues
Quick Facts: BISP Wallet vs Cash Payment
| Feature | Cash Payment (Old) | Digital Wallet (New) |
| Payment Mode | Campsite / Shop Agent | Bank or Wallet Transfer |
| Biometric Issues | Frequent | Reduced |
| Queue Hassle | Yes | No |
| Control over Funds | Less | Full |
| Risk of Deduction | High | Minimal |
| Use via ATM/App | No | Yes |
Who Cannot Use the BISP Digital Wallet System Yet?
Although BISP’s new Digital Wallet and Bank Transfer system is a major step forward, not every beneficiary is included just yet. Thousands of deserving women are still receiving payments through the old method — either via camp sites, payment centers, or biometric agents.
So, who’s left out for now?
- Women in remote or backward areas where digital banking facilities like ATMs or mobile apps are still unavailable.
- Beneficiaries whose NADRA biometric verification has failed or is pending. Until their thumbprint issues are resolved, they cannot be shifted to bank transfers.
- Cases under incomplete documentation or CNIC mismatches are also delayed in this system.
- Some women who don’t have a registered mobile number or bank account are still being paid in cash until their profiles are updated.
💡 Tip: If you're not sure why you're not getting bank transfers, visit your nearest BISP Tehsil Office or call the BISP helpline 0800-26477 to get your status verified. You can also check via the 8171 SMS portal.
When Will All Districts Get the Bank Transfer System?
As of August 2025, the BISP Digital Wallet system is being gradually launched across Pakistan. Big cities like Lahore, Karachi, Multan, Peshawar, Quetta, Faisalabad and some central Punjab districts are already active under this model.
But what about the rest?
BISP officials have confirmed that the complete nationwide rollout is planned by end of 2025, depending on:
- Bank partnerships and ATM availability in rural regions
- NADRA biometric coverage
- Digital literacy of beneficiaries
- Coordination with local BISP offices
The process is being done in phases to avoid technical errors and ensure smooth payments.
How to stay updated?
- Send your CNIC to 8171 regularly to check your updated payment method.
- Visit your nearest BISP Tehsil Office for live info.
- Follow official BISP press releases or updates via bisp.gov.pk.
If your district hasn’t received bank transfers yet, don’t worry — you’ll be included automatically once the system is enabled in your area. No separate registration is needed
Also Read: BISP 8171 Payment Details August 2025 – Check Your Status & Amount
Final Words
The new digital wallet and bank payment system is a much-needed upgrade in the BISP program. It empowers women to manage their funds securely and avoid unnecessary deductions. If you’re eligible, this is the best time to shift to this system and take control of your payment experience.
